Hillary Jernejcic

Hillary Jernejcic

Subtly charming beer ninja. Total twitter fan. Wannabe food geek. Hipster-friendly food scholar. Lifelong zombie scholar.

45 Articles Written
What is an Unsecured Loan and How Does it Work?

What is an Unsecured Loan and How Does it Work?

An unsecured loan is a type of loan that does not require any form of collateral. Instead, lenders approve these loans...

13 Apps to Borrow Money Instantly and Avoid Payday Loans

13 Apps to Borrow Money Instantly and Avoid Payday Loans

Founded in 1976, Bankrate has a long history of helping people make smart financial decisions. We have maintained this...

4 Things You Need to Know Before Applying for a Loan

4 Things You Need to Know Before Applying for a Loan

Personal loans are becoming increasingly popular, with approximately 20.2 million borrowers in the U. S.

Can You Get a Loan with a Credit Score of 550?

Can You Get a Loan with a Credit Score of 550?

Yes, it is possible to get a personal loan with a credit score of 550. You may want to consider getting a secured loan,...

Can I Get a Personal Loan with a Credit Score of 575?

Can I Get a Personal Loan with a Credit Score of 575?

Getting a personal loan with a credit score of 575 can be challenging, but it is still possible. The minimum credit score ...

Getting a Loan Without Proof of Income: What You Need to Know

Getting a Loan Without Proof of Income: What You Need to Know

Are you looking for a loan but don't have proof of income? You may be wondering if it's possible to get a loan without...

How Much Can You Borrow with an Unsecured Loan?

How Much Can You Borrow with an Unsecured Loan?

Unsecured loans are a great way to finance large purchases or consolidate debt without having to put up collateral....

Which Bank Gives You Easy Loans?

Which Bank Gives You Easy Loans?

These banks are great for personal loans because they offer competitive interest rates, fixed monthly payments, and...

What is the Lowest Credit Score You Can Have to Get a Loan?

What is the Lowest Credit Score You Can Have to Get a Loan?

Having a low credit score can make it difficult to get approved for a loan. However, there are ways to improve your...

Do All Personal Loans Require Income Verification?

Do All Personal Loans Require Income Verification?

Personal loan lenders usually require some proof of income before approving a loan. However, it is still possible to get...

What Type of Loan Does a Guarantee Require?

What Type of Loan Does a Guarantee Require?

If a borrower fails to repay the loan, the lender can garnish the collateral and sell it to recover its losses. Mortgages ...

Can You Get an Online Loan with Bad Credit?

Can You Get an Online Loan with Bad Credit?

Are you looking for a loan but have bad credit? You may be wondering if it's possible to get an online loan with bad...

What Credit Score Do Most Banks Require for a Personal Loan?

What Credit Score Do Most Banks Require for a Personal Loan?

When it comes to applying for a personal loan, most banks require a minimum credit score of 610 to 640. This is according ...

How to Borrow Money Instantly and Get the Best Rates

How to Borrow Money Instantly and Get the Best Rates

When you need money fast, there are several options available to you. From personal loans from online lenders to cash...

Getting a Personal Loan from a Bank: Is it Difficult?

Getting a Personal Loan from a Bank: Is it Difficult?

Getting a personal loan is not necessarily difficult, but some types of loans are more challenging to obtain than others. ...

How to Get an Installment Loan Easily and Affordably

How to Get an Installment Loan Easily and Affordably

Getting an installment loan can be a great way to finance a large purchase or consolidate debt. But it's important to...

What is a Secured Loan and How Does it Work?

What is a Secured Loan and How Does it Work?

A secured loan is a type of loan that is backed by collateral, which is typically the borrower's property. This means...

Getting a Loan Without Credit: What You Need to Know

Getting a Loan Without Credit: What You Need to Know

Having no credit can make it difficult to get approved for a loan. But it is possible to get a loan without a credit...

Can You Get a Loan with a Credit Score of 500?

Can You Get a Loan with a Credit Score of 500?

The best personal loans for a 500 credit score are from OppLoans and Integra Credit. These companies specialize in...

Can I Get a Personal Loan When I'm Unemployed?

Can I Get a Personal Loan When I'm Unemployed?

Getting approved for a personal loan when you're unemployed can be tricky, but it's not impossible. According to Doe, it...

No Income Verification Loans: What You Need to Know

No Income Verification Loans: What You Need to Know

Mortgages without documentation do not require income verification by the borrower; instead, they provide lenders with a...

What Can You Qualify For With a 550 Credit Score?

What Can You Qualify For With a 550 Credit Score?

If you have a credit score of 550, you may still be able to qualify for certain types of financing. Credit cards and car...

Can I Get a 15k Loan Without Credit?

Can I Get a 15k Loan Without Credit?

Getting a loan without a credit check can be difficult, as lenders are more likely to offer small loans due to the higher ...

Get a 1 Hour Loan: A Guide to Quick Cash Loans

Get a 1 Hour Loan: A Guide to Quick Cash Loans

When you need money fast, a 1-hour loan can be a great option. These short-term loans are known as payday loans and are...

Can You Get a $2000 Loan?

Can You Get a $2000 Loan?

Are you looking for a loan of $2,000? If so, you're in luck! There are many lenders that offer personal loans of this...

The Best Direct Payday Lenders in the UK: A Comprehensive Guide

The Best Direct Payday Lenders in the UK: A Comprehensive Guide

Are you looking for the best direct payday lenders in the UK? If so, you've come to the right place. In this article,...

What Types of Loans Require Collateral?

What Types of Loans Require Collateral?

When applying for a loan, it is important to be aware of the different types of collateral that can be used. The most...

How to Calculate Your Monthly Payment for a 3000 Loan

How to Calculate Your Monthly Payment for a 3000 Loan

Are you looking to take out a loan and want to know how much your monthly payments will be? This personal loan calculator ...

How to Get an Instant Loan of £15000

How to Get an Instant Loan of £15000

A small-amount personal loan, also known as a short-term loan, is a type of loan up to ₹2 lacs that is designed to be...

How to Get a Loan Without Credit: A Comprehensive Guide

How to Get a Loan Without Credit: A Comprehensive Guide

Getting a loan without a credit rating can be difficult, but it's not impossible. It's important to understand the risks...

What Do You Need to Know About Applying for an Installment Loan?

What Do You Need to Know About Applying for an Installment Loan?

Common things you'll need to apply for an installment loan include bank statements, identification, personal banking...

What is a Non-Credit Loan and How Can It Help You?

What is a Non-Credit Loan and How Can It Help You?

A loan without a credit check is a type of loan that does not require a thorough investigation of your credit report...

Can You Get Approved for a Loan Without Credit?

Can You Get Approved for a Loan Without Credit?

It can be difficult to get approved for a loan without a credit rating, as lenders may be wary of the lack of credit....

Do Installment Loans Hurt Your Credit Score?

Do Installment Loans Hurt Your Credit Score?

Installment loans can be a great way to improve your credit score, as long as you make your payments on time. Credit...

What Types of Loans Don't Require Collateral?

What Types of Loans Don't Require Collateral?

An unsecured loan is a type of loan that does not require any form of collateral. Instead of relying on a borrower's...

How to Get a Loan with a Credit Score of 500

How to Get a Loan with a Credit Score of 500

Having a credit score of 500 can make it difficult to get a loan, but it is not impossible. There are several different...

Can I Get a $10,000 Loan with Bad Credit?

Can I Get a $10,000 Loan with Bad Credit?

Having bad credit can make it difficult to obtain a loan, but it is not impossible. There are lenders who are willing to...

What Type of Loan Can I Get Without Collateral?

What Type of Loan Can I Get Without Collateral?

Unsecured loans don't require any collateral, such as a house or car, for approval. Instead, lenders assess these loans...

How to Get a Loan Without Income Quickly

How to Get a Loan Without Income Quickly

Personal loans without income verification can be a great option for many people who don't have a job. There are lenders...